About Us

Who We Are and What We Do

Since 2003 Stored Value Plus USA, LLC executives have delivered state-of-the-art EFT & prepaid capabilities that have helped companies just like yours grow and succeed. With StoredValue Plus EFT & prepaid programs you benefit from outstanding scalability, reliability and flexibility to customize your program for your unique situation, and access to the latest EFT & prepaid innovations you need to build a thriving EFT (i.e. EFT Networks, eWallet) or prepaid debit card business.


For your business, you want a financial services partner you can count on for all aspects of your EFT, ATM, POS, Mobile and Prepaid Debit Card solutions. Stored Value Plus USA offers industry-leading availability, reliability, and scale. When you trust your prepaid platform to Stored Value Plus USA, you have the advantage of partnering with larger issuing processors, sponsoring banks and experienced 3rd party providers in the prepaid co-branded debit card, eft networks market.

Our customized approach has allowed issuers in a wide array of businesses to capitalize on market opportunities, including:

  • Third-party distribution
  • Insurance claims
  • Payroll
  • Financial institutions
  • Retail
  • Check cashing
  • Transit
  • Quick service restaurants
  • Franchise operations
  • Government/benefits disbursement
  • Disaster relief 

Who We Are

Founders Oscar Bazan, Jay Montalvo and James Corazzini and along with co-founder Derek Higgins have over 30 years’ experience in high-level financial software programming, web/mobile solutions, payment solutions, stored value and prepaid debit card solutions..

Oscar Bazan – Executive Director Mr. Bazan has been extensively involved in the loyalty and stored value industry for the last 10 years as acting CEO of StoredValuePlus.com. He has executed over 50-branded stored value programs globally and oversees all business development, marketing, administrative and operations. As CEO of KeepingItLocal, a pioneer in loyalty strategies and measured marketing, he headed enterprise business, leveraging the knowledge of millions of customer relationships to create relevant communications and enhanced shopper experiences.

Jay Montalvo – Managing Director Mr. Montalvo’s expertise comes with extensive development with integration of services and alliances, specifically in the prepaid debit industry. Since 2004 Mr. Montalvo has been in charge of a team for the development, implementation, integration and execution of over 100 viable prepaid debit card programs. For the past few years Mr.Montalvo has been involved in every aspect of product development and marketing for loyalty programs. Mr. Montalvo has executed card programs from U.S. and International issuing banks. His excellent relationship with clients such as banks, processors, corporate brands allows us to have a dynamic operating officer. He now brings that same intellectual property to ISO’s seeking a co-branded prepaid debit card reseller program and leveraged when playing out your business model and strategic alliances.required.

Derek Higgins, CTO – Chief Technical Officer has over 12 years in high-level programming effectively holding, develop, articulating, and continually evolving the company’s strategic technical direction.

Derek is responsible for making sure the company continues to have the best technology offering in a dynamically-evolving highly-competitive space. He brings the proper balance between business and technology strategy by effectively connecting the outside world with the inside through distilling information into the key trends that indicate where your company needs to go next, thus aligning your company’s technology strategy with its business strategy.

James Corazzini CCO- Chief Compliance Officer is the officer primarily responsible for overseeing and managing regulatory compliance issues within our organization. Mr. Corazzini is the initial consultant that you will interview with prior to him matching you with one of our expert consultants.

Marcelo Galles, CTHO – Card Travel & Hospitality Officer is responsible for the overall travel and hospitality program for our clients. Marcelo oversees the strategy behind the preferred destinations, and may further oversee marketing communications, community relations, internal relations, PR relations, and other interactions between your organization and its various chosen destinations.

Executive Level Consultants available upon request:

  • Former CEO/CFO/COO’s of sponsoring banks
  • Former Examiners of the OCC in the US
  • Program Managers of Prepaid Debit Card Programs
  • Former VP Executives of Prepaid Division’s for Enterprise and Financial Institutions
  • High-Level Programmers/ Coders for Financial Platforms
  • High-Level PCI/ SAAE16 Audit Consultants
  • AML, Anti-Terrorist Finance, Compliance Officers.​

Where We Meet

We have offices in Los Angeles, California USA, and in Europe..

We invite you to come visit us at our spacious conference room to discuss your next project and how we can provide you with the best consulting services or virtually via a conference call or Skype.

We love new projects! Let's get started.

Upon understanding where you are as a business regarding stored value or payment solutions, we can share ideas about how we can best assist you in the next stage of development. The first level of consultation and ‘bit of advice’ is complimentary.